Legal Information

1. *Introduction*

Welcome to Optia Bank Finance. This page provides essential legal information regarding our services and operations. By accessing and using our services, you acknowledge and agree to the terms and conditions outlined below. Please review this information carefully.

2. *Company Information*

– Business Name**: Optia Bank Finance
– Legal Structure**: OPTIA FINANCE
– Registered Office Address**: 142, Bld de Strasbourg 76600 Le Havre, France
– Office Address**: 142, Bld de Strasbourg 76600 Le Havre, France
– Company Registration Number**: 479634941
– VAT Registration Number**: FR45479634941
NAF code: 82.11Z
– Regulatory Body**: FINANCE AND BANKING
– Website**: https://optiabank.com/
– Customer Service Contact**: info@optiabank.com
– Customer Service phone**: Tel: +(33) 7 57 84 80 27
– https://www.pappers.fr/entreprise/optia-finance-479634941
– https://annuaire-entreprises.data.gouv.fr/justificatif-immatriculation-pdf/479634941

3. *Services*
Optia Bank Finance offers a variety of financial services, including but not limited to:
– *Loan processing and Investment Accounts*
– *Loans and financial growing service*
– *Financial Advisory Services*
– *Foreign Exchange and Currency Services*
– *Insurance and Risk Management Products*

Please refer to our official website or contact our customer service team for detailed information on the services offered.

4. *Terms and Conditions*
By accessing and using our services, you agree to comply with the following terms and conditions:
– **Eligibility: Our services are available to individuals and businesses who meet the necessary legal and regulatory criteria.
– **Account Opening: To open an account, you must apply for a loan throught our approved lenders and got approved first , also you must provide accurate and complete information, as required by law and for our internal records.
– **Account Usage: You are responsible for keeping your account details confidential and for all activities that occur under your account.
– **Charges and Fees: Please refer to our Fees and Charges document for a detailed list of any applicable fees associated with the services we provide. You can contact our customers service for more informations.

We reserve the right to modify or amend our terms and conditions at any time. Any updates will be posted on this page, and it is your responsibility to review them periodically.

5. *Privacy Policy*
We value your privacy and are committed to protecting your personal information. Our *Privacy Policy* outlines the type of personal data we collect, how we use it, and the measures we take to safeguard it. By using our services, you consent to the collection, use, and processing of your personal information as described in our Privacy Policy.

6. *Data Protection*
Optia Bank Finance adheres to all applicable data protection laws and regulations. We ensure that all personal data is processed securely and transparently.

7. *Risk Disclosure*
Investing, borrowing, and participating in financial products involve risk. It is important to assess your personal financial situation and risk tolerance before making any decisions. We recommend consulting with one of our financial advisors for guidance before proceeding with any investment or financial decision.

8. *Legal Disclaimer*
– *No Warranty*: The information provided on this website is for general informational purposes only. While we strive for accuracy, we do not guarantee the completeness or accuracy of any content on this site.
– *Limitation of Liability*: Optia Bank Finance will not be liable for any damages arising from the use or inability to use our services, including but not limited to direct, indirect, or consequential damages.
– *External Links*: Our website may contain links to external sites. Optia Bank Finance is not responsible for the content or practices of these external websites.

9. *Dispute Resolution*
Any disputes related to the services provided by Optia Bank Finance will be handled in accordance with the laws of [insert jurisdiction] and must be resolved through [arbitration/mediation or courts, specify the method].

10. *Changes to Legal Information*
Optia Bank Finance reserves the right to update or modify these legal notices at any time. The updated version will be effective immediately upon publication on this website.

11. *Contact Information*
If you have any questions regarding these terms, conditions, or other legal matters, please contact us at:

– *Customer Service*: +(33) 7 57 84 80 27
– *Legal Department*: info@optiabank.com