Optia Bank

Experience

Optia Bank’s online payment feature allows you to make transactions quickly and securely from anywhere. Easily pay bills, transfer funds, and complete purchases with just a few clicks.

4.6 REVIEW IN CUSTOMER

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Why it is Worth Choosing Optia.

Online payments

Optia Bank’s online payments feature enables fast, secure transactions, allowing you to manage bills and transfers effortlessly from anywhere.

Merchant account

Optia Bank’s merchant account streamlines payment processing, enabling businesses to accept payments securely and efficiently.

Free Charge

Optia Bank’s Free Charge feature allows you to make payments and top-ups without any extra fees, ensuring cost-effective transactions.

All commerce

Optia Bank’s All Commerce service integrates all your payment solutions, streamlining transactions and supporting various payment methods for seamless business operations.

Integration other

Optia Bank’s Integration service seamlessly connects with other financial tools and platforms, ensuring smooth data synchronization and enhanced functionality across all your systems.

Store collection

Optia Bank’s Store Collection service simplifies in-person payments, allowing customers to easily pay and collect purchases directly from your store, enhancing the shopping experience.

Credit is the Fastest Mobile Banking Solution.

Optia Bank’s Credit feature is the fastest mobile banking solution, offering quick access to credit and seamless financial management right from your smartphone. Manage your finances on the go with ease and efficiency.

  • Download The Apps

    Download the Optia Bank app to manage your accounts, make payments, and access all our banking services on the go. Stay connected to your finances anytime, anywhere with just a tap.

  • Create Accound

    Create an account with Optia Bank to access a full suite of online banking services. Enjoy secure, convenient banking tailored to your needs, including easy account management, payments, and more.

  • Verify & Start Transaction

    Verify your identity with Optia Bank and start secure transactions instantly. Our verification process ensures that your transactions are protected, allowing you to manage your finances with confidence and ease.

Smart Banking for Your Transaction.

Optia Bank offers smart banking solutions for your transactions, ensuring secure, efficient, and hassle-free management of your financial activities.

Optia Bank’s smart banking enhances your transactions with secure, efficient features, making financial management straightforward and reliable anytime, anywhere.

Get More, Payy Less.Optia.

Global Payments

Optia Bank facilitates seamless global payments with secure, efficient transactions.

Secure Payments

Optia Bank’s Secure Payments feature protects transactions with advanced encryption and fraud prevention.

Fast Get Paid

Optia Bank’s Fast Get Paid ensures rapid access to funds.

Invoice Cloud

Optia Bank’s Invoice Cloud simplifies invoicing with secure, digital access and real-time updates.

Finance Manage

Optia Bank’s Finance Manage tool helps you track, budget, and optimize your finances effortlessly.

Loan Finance

Optia Bank’s Loan Finance provides flexible, competitive loan options for personal, auto, and home needs.

Giving Back

Optia Bank’s Giving Back initiative supports community projects and charitable causes, driving positive social impact.

24/7 Support

Optia Bank offers 24/7 support for immediate assistance with all your banking needs, ensuring help is always available.

Monitoring your Budget Grow your Business.

Monitoring your budget effectively helps grow your business by optimizing expenses and maximizing profitability.

Enterprise Credit Card-Optia.

Excellent / Good

Optia Bank’s Enterprise Credit Card-Optia offers businesses a streamlined, flexible payment solution with enhanced features for managing corporate expenses.

See for Yourself What Think Customers Us.

Discover real feedback from our customers to understand how Optia Bank’s services and solutions have made a positive impact. Explore testimonials and reviews to see how we’re meeting their needs and exceeding expectations.

Optia Bank made it so easy to manage my business payments! Their mobile app is a game-changer for tracking expenses on the go. I highly recommend them for seamless banking.

John Myers Small Business Owner

’ve been using Optia Bank for a few months, and their support team is amazing! Always quick to respond, and their global payment system works flawlessly.

Sarah Collins Freelance Consultant

Optia Bank’s budgeting tools helped me save more than ever before. I love how everything is organized and easy to manage through their platform.

David Turner Marketing Manager

The invoicing feature has simplified my business so much! Payments are faster, and I can easily track all transactions in one place.

Jessica Thompson Entrepreneur

Optia Bank’s mobile banking app is intuitive and user-friendly. It allows me to handle international payments effortlessly, which is crucial for my freelance projects.

Michael Green Software Engineer

I love Optia Bank’s 24/7 support and how responsive they are. Their platform gives me complete control over my finances, even when traveling internationally.

Emily White Graphic Designer

Frequently Asked Questions

Experience the security and convenience of Optia, the world's first fully licensed mobile bank. With a full German banking license from BaFin, your funds are protected up to €100,000 in both your current account and Instant Savings account, courtesy of the German Deposit Protection Scheme. As a global player, we operate in 24 markets and serve over 8 million customers, offering a seamless and secure banking experience.

Optia is a regulated bank, overseen by the Federal Financial Supervisory Authority (BaFin), ensuring the highest standards of security and stability. Your deposits are protected up to €100,000 by the German Deposit Protection Scheme, providing added peace of mind. Furthermore, our cutting-edge app features advanced security measures to safeguard your accounts and data, giving you complete control and confidence in your banking experience.

Opening an Optia bank account is quick and easy! To get started, you'll need:

- A valid government-issued ID
- A smartphone to manage your account
- Residency in an eligible country where Optia operates

That's it! No paperwork or long wait times. Just verify your ID during a short call, and you'll be ready to start banking with Optia. Simple, secure, and seamless.

Open your Optia mobile bank account in just minutes - online, from your phone or computer. No paperwork, no waiting times. It's that easy!

And the best part? You can start using your account immediately with your virtual card. No need to wait for your physical card to arrive. You're ready to go, right away!

Need to access your Optia IBAN? Easy! Just follow these simple steps:

1. Open the Optia mobile app
2. Tap your initials in the top right corner of the Home screen
3. View and copy your IBAN to share with others

Quick, convenient, and always at your fingertips.

At Optia, your security is our top priority. As a fully licensed German bank, we're proud to offer:

- €100,000 deposit protection per customer, guaranteed by the German Deposit Protection Scheme
- Advanced payment security with 3D Secure and Mastercard Identity Check
- Biometric login with fingerprint and face recognition for added peace of mind

With Optia, you can bank online with confidence, knowing your funds and transactions are always protected.

Ready to join Optia? To get started, make sure you:

- Are at least 18 years old
- Live in Belgium
- Have a compatible smartphone
- Can provide a valid ID and proof of residence

Once you've checked these boxes, you're all set to open your Optia account and start banking on your terms!

Choose the Optia account that suits you best, with transparent pricing and no hidden fees:

-Optia Standard: Free, with no opening or maintenance fees
- Optia Smart: €4.90/month
- Optia You: €9.90/month
- Optia Metal: €16.90/month

Plus, there's no minimum deposit or income requirement to open an account. Sign up easily and start managing your finances with Optia today!

Instantly receive a German IBAN starting with 'DE' as soon as you open your Optia account. This means you can start receiving and sending money right away, with a unique identifier that's recognized worldwide.

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Get Started Today, Create New Account.

Join Optia Bank now and set up your account to enjoy seamless banking services and manage your finances effortlessly. Start your journey with us today!

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